The Carry Bank Personal Loan offers the possibility of having up to 30,000 euros, repayable up to 120 months quickly and easily. But does Carry Bank Loan really work? How does it work? It has a very useful feature: extreme flexibility! In fact with Carry Bank you can change the installment amount three times during the loan, increasing or decreasing it according to your present and future needs. You can skip the payment of one installment a year, three times during the loan, postponing payment, and you can pay off the loan early, at any time and without penalty. Requesting the Carry Bank Loan is very simple, and the request can reach the bank in different ways. The loan can, in fact, be requested at the Carry bank where the service is active. Or you can request the Carry Bank Personal Loan by electronically filling out a simple form from the official page or by calling 840.32.00.99 (Monday to Friday, from 9.00 to 20.00 and Saturday from 9.00 to 14.00). First of all, however, we recommend trying to get you a free quote in a few moments by clicking here and filling in the few necessary fields.
Who can apply for a Carry Bank Loan?
Before deciding whether or not a Carry Bank loan is suitable, it is useful to understand to whom it is addressed and who can request it. Perfect for every need, the Carry Bank Personal Loan allows you to get up to € 30,000 to immediately transform your wishes into reality and repay in installments up to 120 months. However, this tool is exclusively reserved for State Employees, Private Employees, Military, Retired, Self-employed with demonstrable income, Freelancers with demonstrable income. In short, without a doubt Carry Bank Loan is not a loan without guarantees. Furthermore, this personal loan must always be repaid within 75 years of age. Furthermore, only persons between 18 and 70 years of age with an Italian residence, holders of an Italian current account and with a demonstrable income can apply for a Carry Bank Loan.
How does Carry Bank Loan work?
The amount payable for this loan is always, and only, between 3000 and 30000 euros and with a minimum duration of 24 months and a maximum of 120 months. Payment and repayment of Carry Bank Loan will be made by crediting and debiting the current account. Obviously the amount of the installment will vary depending on the conditions. The bank transfer arrangement takes place after receipt of the signed contract and accompanied by the required documents, after appropriate checks. The average delivery time for Carry Bank Loan is 20 days. Furthermore, the loan includes optional insurance costs. The credit insurance premium is 3.86% of the monthly installment for durations up to 36 months, 6.43% for durations up to 60 months, 9.45% for longer durations. Amounts and durations may be subject to change and rounding at the discretion of the Institute.
Documents required for Carry Loan
Which documents to request Carry Bank Loan are required? To tell the truth, not a few. If you are an employee, the last two envelopes pay, in the case of self-employed workers, the last Unico complete with receipt of presentation and Form F24 with payment receipts, and if you retire the new complete Single Certification model in all its parts. Furthermore, to obtain it you will need to present the Current Account and IBAN Code and the last payment of a registered user (gas, electricity, telephone, TV). Obviously documents will also be required to certify the identity. For Italian or EU citizens: ID card, or alternatively, passport, driving license, ministerial card or firearms pass; and tax code or health card. For other citizens Identity Card (Italian), Tax Code or Health Card and Residence Permit.
Does Carry Bank loan pay? How much?
The costs of Carry Bank Loans are variable from the beginning, in fact, as stated on the bank’s website, the preliminary costs are variable. The Client is responsible for any tax related to the Contract, costs incurred by Carry Bank in the event of failure, inaccurate or delayed payment by the Customer and in cases of termination or forfeiture of the benefit
of the term. In addition, it provides a monthly handling fee of € 1.50 (expenditure applied only in the months in relation to which the customer must pay an amount pursuant to the article). On the site we have not seen references to TANs and APRs and therefore we abstain. But does Carry Bank loan pay? We say that without the values of APR and TAN it is really complex to make a judgment, certainly in the period of lean cows this financing could be the only viable solution. If this is not the case, we recommend that you carefully read the information sheets and request further information. We remind you that if you want a loan you can get a free quote in a few moments by clicking here.